Homes For Sale That Do Not Require Flood Insurance on the Outer Banks

Experience a fresh take on the classic cottage at OBX Dream. Perfectly positioned for privacy in an established neighborhood, this 2015 home by Forest Seal offers easy beach access and ocean views—showing as beautifully in person as it does in photos. Originally designed as a second home and lightly rented, it’s ideal for vacation getaways or year-round living. The thoughtfully designed floor plan captures effortless coastal living with bright, open-concept spaces that flow seamlessly for gathering and relaxing. Two king suites feature private baths and deck access, while two additional bedrooms open to a charming hammock deck. A spacious game room provides extra entertainment space and leads to the private pool and outdoor living area. Built for lasting quality and low maintenance, features include composite decking, a fiberglass pool, storm shutters on top-level sliders, low-maintenance landscaping, hardwood floors, granite countertops, and tile flooring.

Just five lots from the ocean in desirable Chicahauk! This 4-bedroom, 2-bath Southern Shores home offers an outstanding location, convenient beach access, and a proven vacation rental history averaging approximately $44,000 annually (VRBO #1150595). Recent improvements include Andersen windows (2017), exterior paint (2020), carport, backyard improvements and exterior LED lighting (2022), downstairs bathroom remodel (2025), and a new gas stove and fresh interior paint throughout (2026). There are more updates in associated docs. Enjoy Chicahauk amenities including tennis, basketball, playground, picnic areas and community pathways. Southern Shores amenities include multiple beach accesses, walking and biking trails, parks, tennis and pickleball, soundside recreation, and three community marinas with boat launch access.

"A Hidden Gem" lives up to its name. Tucked into the wooded oceanside community of Sea Crest Village in Southern Shores, this classic single-level coastal cottage offers five bedrooms, three full baths, and 1,488 square feet of relaxed beach-house living just a 5-minute walk to the ocean. Painted beadboard ceilings set the tone throughout, giving the home its signature cottage character from the moment you step inside. The open floor plan connects the family room, dining area, and kitchen in an easy, natural flow- anchored by a large center island with cooktop beneath a distinctive copper range hood, with additional seating that makes the kitchen a natural gathering spot for the whole group. Just off the dining area, a generous rear sundeck extends the living space outdoors, ideal for al fresco dining or unwinding after a day at the beach. Mature trees frame the spacious backyard, creating a private, shaded setting that feels a world away from the road. The floor plan places sleeping areas on opposite ends of the home, offering comfortable separation for families and guests. Two en-suite bedrooms — one with direct access to the back sundeck — are complemented by three additional guest bedrooms and a full hall bath. A Fortified roof and fully encapsulated crawlspace provide meaningful long-term protection and peace of mind. Southern Shores Civic Association membership is voluntary at $100 annually for rental properties ($70 non-rental) and provides access to private beach parking, a soundside marina and boat launch (+$30), tennis courts (+$25), and neighborhood parks. A multi-use path winds through the community and connects north toward Duck's soundside boardwalk, shops, and restaurants. Centrally positioned between Duck and Kitty Hawk, Southern Shores offers convenient access to dining, shopping, and local attractions while maintaining the quiet residential character the community is known for. Single-level living, five bedrooms, and a 5-minute walk to the beach — "A Hidden Gem" is a rare find in one of the Outer Banks' most desirable communities.

Welcome to 337 Sea Oats Trail, an extraordinary custom residence where craftsmanship, timeless materials and thoughtful design come together. Built in 2004 as the personal residence of renowned Outer Banks builder Randy Saunders of R.M. Saunders General Contractors, the home was designed with effortless living in mind, along with flexible spaces and thoughtful features for the future. Reclaimed heart pine flooring extends throughout the living areas and bedrooms, complemented by solid mahogany doors with Baldwin hardware, custom cypress trim, three-piece crown molding and 10-foot ceilings on the main living level. A detailed staircase with heart pine treads and wrought-iron balusters, a see-through 48-inch fireplace and expansive Andersen windows and doors add to the home’s distinctive character. The kitchen features premium Aristokraft cabinetry, granite countertops, a professional-grade 60-inch Dacor double gas oven with integrated griddle, an oversized walk-in pantry and a dumbwaiter connecting to the finished garage below. The spacious primary suite includes dual walk-in closets, a two-person Jacuzzi tub, a dual-sink vanity and a 5' x 7' steam shower. A bonus room and adjoining bedroom offer an ideal guest or in-law suite, while the formal dining room and pre-plumbed library were designed for possible conversion into an additional primary suite. The septic system is rated for four bedrooms. Outside, cedar shake accents, copper-tone metal roofing details, carriage-style garage doors and composite decking complement the home’s coastal architecture. The over 800-square-foot finished garage includes insulation, drywall and an epoxy floor. The property is also pre-wired or plumbed for a future whole-house generator, hot tub and swimming pool. Situated on one of the highest elevations in Southern Shores, 337 Sea Oats Trail is a rare combination of enduring construction, thoughtful craftsmanship and flexibility for years to come. RECENT IMPROVEMENTS INCLUDE: 2025 CertainTeed Grand Manor luxury shingle roof, two brand-new Trane HVAC systems, a third HVAC system replaced within the past five years, refinished heart pine flooring, refreshed interior paint and all new blinds. Ask agent for a complete list of the quality features and craftsmanship details this home provides.

COASTAL LIVING AT ITS BEST — JUST ONE BLOCK TO THE BEACH! Wake up to the coastal lifestyle you’ve been dreaming about. Nestled on a spacious corner lot in the heart of Southern Shores, this inviting 5-bedroom, 4-full-bath retreat offers the perfect combination of location, space, privacy, and resort-style living. Imagine sun-filled days by your private in-ground pool, afternoons relaxing on the expansive sun deck, and evenings unwinding in the ocean-view den. With the beach just a short walk away, it’s easy to spend your days in the sand and surf before returning home to your own private oasis. Designed for family, friends, and memorable gatherings, this home offers plenty of room to spread out. Two of the bedrooms are en suite, studio-style apartments added in 2014, creating exceptional privacy and flexibility for extended family, guests, or rental opportunities. The location is hard to beat. Enjoy the peaceful charm of Southern Shores while being just minutes from the shops, restaurants, and attractions of downtown Duck. This is more than a beach house—it’s where mornings begin with ocean breezes, afternoons are spent poolside, and evenings become memories shared with the people you love. One block to the ocean. Private pool. Ocean views. Proven rental history. Room for everyone. Make this Southern Shores retreat your own.

Charming 3 bed, 1.5 bath home in sought after Southern Shores. Classic beach box with natural theme. Enjoy the expanded outside decks with roof top deck and extra sitting areas. Take in the sound and smell of ocean air. Designated walkway across Rt 12., then steps to the beach. Bring your fish home and clean at the outside sink. Rinse off in the outdoor shower. Community offers soundside park and playground, boat ramp, oceanside parking and lots of bike paths. Sold fully furnished. Come enjoy this happy home!

Tucked away beneath a canopy of majestic live oaks in the coveted Sea Crest Village community of Southern Shores, this tastefully appointed and updated Oceanside retreat offers the rare combination of privacy, versatility, and coastal charm. Set on an expansive 17,000+ square foot parcel within an X flood designation and no flood insurance requirement, the property is ideally positioned just 575 yards from direct beach access and moments from the boutiques, dining, and waterfront charm of Duck. Designed to accommodate a variety of lifestyles, this exceptional home presents an ideal opportunity as a primary residence, second home, or strong-performing vacation rental with flexible rental configurations and multiple entry points. From quiet mornings spent enjoying coffee on the back porch overlooking the scenic surroundings to evenings under the stars surrounded by lush gardens and the serenity of coastal nature, every detail invites effortless Outer Banks living. The top level showcases an inviting open-concept design filled with natural light, featuring a spacious great room with a gas fireplace available for future propane connection, a beautifully updated kitchen with subway tile backsplash, center island and dining seating, and generous pantry storage. The primary suite offers a true retreat with a spa-inspired renovated bath and linen closet, while direct access to the rear decks creates a seamless indoor-outdoor connection overlooking the pond and gardens below. A conveniently located half bath completes the upper level. The second floor offers three spacious bedrooms, each with direct deck access, along with three full baths and a centrally located laundry room designed for convenience and functionality. An interior elevator provides easy access to every level of the home, enhancing both comfort and accessibility. On the ground level, a one-car garage provides covered parking and a utility room for added storage, while a second garage has been thoughtfully converted into an additional 687 square feet of heated living space currently utilized as a home office, complete with easy handicap accessibility through double sliders — offering endless possibilities for guests, workspace, recreation, or supplemental living. A rare offering in one of the Outer Banks’ most desirable coastal communities, this Southern Shores retreat captures the essence of refined beach living with privacy, flexibility, and timeless coastal appeal.

Stunning Coastal Retreat in Southern Shores.Welcome to 9 Ocean View Loop, a beautifully updated 5-bed, 4.5-bath coastal oasis. Located in the highly sought-after community of Southern Shores, this home blends modern luxury with relaxed Outer Banks living. Just a short stroll from pristine beaches and minutes from the Wright Memorial Bridge, this home is an exceptional find as a primary residence, second home, or high-performing rental investment. Top Floor: Open-concept living anchored by a remodeled kitchen with premium quartz countertops, a stylish tile backsplash, stainless appliances, and a breakfast bar for casual dining—plus spacious living and dining areas for seamless entertaining, and a half bath conveniently located off of the living area. Also, an expansive top deck with a peek-a-boo ocean view and views directly over your private backyard oasis and pool. The luxury primary suite is conveniently located on this level, featuring a beautifully remodeled bathroom with a large tiled walk-in shower and double sinks. Mid-Level: Three generous bedrooms offer plenty of privacy for family and guests; one bedroom features its own private full bath, and the other two share a jack-and-jill bath. Two bedrooms step out directly to the mid-level deck, perfect for morning coffee. The laundry area is also located on this level. Ground Level: Large recreational room with pool table and entertaining wet bar area perfect for mixing drinks and poolside snacks. The fifth bedroom and full bath are also located on this level and lead to your outdoor oasis. The expansive outdoor space includes a fully fenced in-ground pool with incredible space for sunbathing, lounging, and dining. Large backyard providing plenty of room for outdoor living and yard games. A brief walk to the ocean and just minutes from shopping and dining. Schedule your private tour today! For a nominal annual fee, enjoy Southern Shores Civic Amenities, tennis courts,soundside beach, and boat launch access. See the full list of updates in the docs.

Welcome to this exceptional 5-bedroom, 4.5-bathroom home located in the desirable Chicahauk neighborhood, close to the beach. Beautiful hardwood floors flow through the spacious, light-filled main living areas. Generous floor plan featuring 5 spacious bedrooms and 4.5 baths, offering plenty of room for family and guests to relax in comfort. Step outside to your personal backyard paradise, complete with a private saltwater in-ground pool and fire pit great for summer relaxation and outdoor entertaining. Added storage includes a convenient outdoor storage shed, ideal for beach gear, lawn equipment, or sports gear. Enjoy all the unbeatable perks of the Chicahauk community, including access to tennis courts, basketball court, bocce court, pickleball court, softball/soccer field, child play area, picnic area, and a pavilion. Combine coastal living with top-tier community amenities—schedule your tour today!

Custom Waterfront Home on .61 acres of pristine Maritime Forest. Heart Pine floors with Juniper T&G ceiling. Live wood burning fireplace. Also, abundant storage space with XL walk in attic. Ground level could easily become a separate suite. Well-built sanctuary hidden in Southern Shores. Unique full basement and block foundation make this home a sturdy investment. Built into the natural landscape with very little disturbance of Natural Flora. This is a peacefeul paradise and one of a kind Outer Banks home.

A beach house you'll love owning, and an investment that already knows how to perform. Welcome to Sea Oats Saltbox, a beautifully updated Southern Shores retreat offering the rare combination of personal enjoyment, turnkey ownership, and a proven rental history generating well over 10% in annual gross rental income versus sales price. Tucked away on a spacious, private lot and just a short walk to the beach, this 4-bedroom, 2-bath home captures everything people love about Southern Shores. Spend mornings biking beneath the trees, afternoons at the beach, and evenings in your own private backyard retreat. The fully fenced yard has been thoughtfully transformed for outdoor living with a custom heated gunite saltwater pool, sun shelf, automatic pool cover and beautiful travertine pavers surrounding the pool. A pool heater helps extend the rental and swimming season beyond the peak summer months, while a full-yard irrigation system keeps the professionally landscaped grounds looking their best. After a day at the beach, rinse off in the outdoor shower, unwind in the SISU barrel sauna, or gather beneath the home for an evening outdoors. Under-deck waterproofing and string lights create an additional covered outdoor living space. Inside, the bright and inviting open floor plan was made for gathering. An open kitchen with stainless steel appliances and bar seating flows into the main living space, while four bedrooms give family and guests plenty of room to settle in. Both bathrooms have been renovated, and brand-new front and rear decks featuring TimberTech® composite decking were completed in 2026, adding another major improvement that's already been taken care of for the next owner. For the investment-minded buyer, this property is equally impressive. 2025 gross rental income exceeded $102,000 — representing well over 10% annual gross rent versus sales price. The home has an established Airbnb presence with exceptional guest reviews and is professionally managed by an experienced boutique Outer Banks vacation-rental manager. Best of all, the work of creating a successful vacation rental has already been done. The home is being offered fully furnished. Use it. Rent it. Or do a little of both. Located in sought-after Southern Shores with easy access to Duck, Kitty Hawk, the beach, sound, biking and everything that makes this part of the Outer Banks so special, Sea Oats is more than an investment property — it's a place you'll actually want to keep a few weeks for yourself.

Welcome to your ultimate coastal retreat! Perfectly designed for high-yield weekly rentals or comfortable year-round living, this exceptional 6BR/4.5BA home absolutely does not disappoint. Enjoy an easy, breezy walk to the ocean! Your route from Wax Myrtle Trail to Hillcrest Drive features a pedestrian-controlled stoplight, ensuring a safe and seamless crossing directly to the pristine Hillcrest beach. Enjoy an Elevated Living & Outdoor Oasis, commanding a great elevation above the street, the property features a sparkling private saltwater pool surrounded by an expansive deck—the perfect backdrop for sunbathing, grilling, and entertaining. The heart of the home boasts a beautifully appointed kitchen and dining area complete with a gas cooktop, premium granite countertops, and dramatic vaulted ceilings that maximize the sense of space. A dedicated third-floor lounge area enhances the open, airy feeling of the home, giving guests or family members plenty of room to spread out and relax. Built to handle the crowd, there is plenty of parking to easily accommodate weekly renters. This high-performing turn-key ready rental property turns over on Sundays. Opportunities like this on Wax Myrtle Trail rarely last long. Schedule your tour today and see this coastal gem before it’s gone!